AI-powered personal finance

Stop budgeting.
Just tell Muni.

Your AI finance companion that understands plain English. Type what you spent — Muni handles the log, the categories, and the insights. No setup required.

Download on the App Store

Free to try — first 10 transactions on us

Muni

Ready to help

I gassed up 50 this morning and grabbed groceries for 85

Got it. I found 2 things — does this look right?

Muni recorded

Gas

Transportation · Today

$50

Groceries

Food · Today

$85

Ask or tell Muni…

send

Why most finance apps end up abandoned

They're built for accountants, not real people.

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Too much setup

Before you log your first dollar, you're already asked to create budgets, define categories, connect accounts, and set savings goals. Most people quit before they start.

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Too much precision

Real life doesn't come in clean entries. "Lunch with a friend, around 25 bucks" is a perfectly valid transaction. Finance apps that demand exactness get abandoned quickly.

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Too much guilt

Red numbers, budget warnings, and overspending alerts make you dread opening the app. Awareness is the goal — not a lecture every time you check your balance.

How it works

Three steps. That's the whole app.

No onboarding marathon. No category taxonomy. Just start talking to Muni — it figures the rest out.

Tell Muni

Type what happened in whatever words come naturally. Amounts, context, and timing — Muni picks it all up.

"I paid rent 1200 and grabbed coffee for 5"

Muni understands

Every transaction is parsed, categorized, and dated automatically. Review what Muni recorded — and correct it in one tap if needed.

See it clearly

Your money log, spending patterns, and financial picture — explained in plain language, not dashboards full of numbers.

Everything you need

Built around the way you actually live

Muni covers the full picture of your finances — without demanding that you become a different kind of person to use it.

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Chat Capture

Log expenses, income, and transfers in plain English. Muni parses the details and asks only when something's unclear.

insights

Smart Insights

Understand where your money goes with conversational summaries. Ask Muni anything about your spending — it answers in plain language.

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Money Log

A clean timeline of everything you've recorded. Filter by category, search past transactions, and edit anything in seconds.

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Debt Tracking

Track what you owe and what others owe you — calmly, without the stress. Log a payment the same way you log anything else.

savings

Savings & Assets

Keep a running record of your savings accounts, investments, and assets. Watch your progress without the pressure of rigid goals.

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Bills & Reminders

Tell Muni about recurring bills, due dates, and upcoming expenses. Get a gentle nudge before anything slips through the cracks.

Stop budgeting.Just tell Muni.